Hubby has been wanting to move some where cheaper. I cannot say I blame him. Working overtime almost every week to see most of it eaten away by expenses; not having much leftover for healthy food or savings. To buy the trailer (with first three months free rent) would be financially smart. I am trying to be excited for the opportunity. We would be able to afford a decent second vehicle to get me to and from school, a decent sized emergency fund, saving toward the honey moon we never had, savings and investments toward retirement and babydoll's college education. We could be saving while I do my schooling for the next six year for a degree as an RN. However, I am so sick of moving. Since we have been married (almost 4 years now we have moved almost ten times-in and out). I am weary of the cleaning, packing, stress, the deadlines--all on top of my everyday chores and responsibilities.
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| Our kitchen in our current apartment now... |
Today, we went to look at the trailer. I actually prayed at one point that it would be so unbearable that my husband would desert his fantasy. I saw the porch steps. They looked like new (as with the awning over it). I saw the walls in the home. They were intact. I saw the kitchen. It was a decent size with many cupboards. A few need the fronts fixed. The living room was large. The bathroom could fit a small washer and dryer. Would could be babydoll's room was larger than the one she has now. The master bedroom was larger than the one we have now, as well as the closet. Oh, dear, I thought grimly, this is going to appeal to him. Everything will be so easy to fix. Cupboard doors can be replaced, coat of paint on the shed door,...they even said they would fix the roof and pull the carpet and we then could replace the carpet...other than that, everything is fine. And it is cheap.
Had I not been so in love with our current home, I would have found it cute. There were decent windows in the kitchen, large windows in the master bedroom that faced fields, and even some cupboards in the kitchen with glass doors. The cabinetry, minus some damages, was nice. The lady told us she would give us the weekend to think it over. As soon as we went to our car, hubby was animated with ideas with what we could do with all the savings. She even had told us we could get the first three months free as a special.
"We could get hi-speed Internet," hubby got excited. "I could get a moped--."
"No moped!" I interrupted.
"It's not like a motorcycle," he interjected.
"I don't care." I stuck my chin out in defiance. "We have a baby now. No bikes."
"Yeah...your right...but think just how much money we would be saving!"
I wasn't yet convinced, that is, until I came home and did the numbers. I was blown away. It has been my dream to have a fully funded emergency fund of ten thousand. Just in case he ever got unemployed ever again. We lived at my parents when we ran out of money then. I love my family, but I don't ever want us to be a financial burden again. So after doing the math, I realized we would have that emergency fund in full in less than two years. Our regular expenses would still be payed, we would still have play money, and we would have a safety net; and after I get my degree in six years, we should have enough for a down payment for a nice house, and I can easily work it off.
Financially it is smart. He is right. I just get to attached to where we live sometimes. We rent. Our home isn't ours to keep, and of course I'll get over it. Thank God we even have the means to afford a home. I thank Him for what we do have. We have our health, food, each other, our belongings. WE ARE BLESSED! God has always provided for us through everything. My family, and my relationship with my King...that is what truly matters!
<3 Beth
